||Alternative Funding Network|
The News and Editorial Alerts provide a continuous narrative into the milestones and changes relevant to the industry. News and Editorial Alerts feature current market activity, insights from members, observations from the research team and more. To let us know about your important milestones, please contact Tania.Ziegler@Knowledgepeers.com
On Friday, March 13th, the FCA released their much awaited rules around social media and customer communications. Of much debate as of late, the FCA’s new supervisory approach comes off of the back of a recent consultation that ended last year around...read more
The answer...it’s a bit of both.
At the start of February, the FCA released their review on Crowdfunding since the sector fell under FCA regulation last April. The review examined the efficacy of the current regulatory approach towards Cro...read more
Earlier this month, the government released the Autumn Statement and the AltFi Sector responded with unanimous applaud. And with good reason! The Retail Investor Reigns:
In section 2.184 (footnote 1) of the Autumn St...read more
Finance procured on alternative funding platforms makes up less than 1% of total finance utilised by SMEs in the UK. Alternative finance platforms identify soft Deal Flow and Origination as their #1 challenge to growth and scalability. J...read more
Knowledge Peers were delighted to get the chance to interview Debbie Leon
, Founder and Managing Director of ...read more
At the start of July, Funding Circle hit a record £300 million lent to UK SMEs, with £100k coming from the first six months of 2014 alone. Just last week, Funding Circle announced their ...read more
Today, Funding Circle
announced that they have lent over £300 million to UK SMEs, with £100 million coming from the first six months of 2014 alone. ...read more
Last week, ThinCats
has entered into a partnership with SIPPClub, making pension-based lending via th...read more
Please use the link above to download [737KB PDF] the Alternative Funding Network's new report on Property in the P2P Lending Space: Market Drivers, Opportunities and Challenges.Report Background: The P...read more
According to our core-data findings
earlier this year, we have noted impressive growth in the Equity Crowdfunding Space! With standard growth r...read more
The big success of the past year to me has been to see the alternative finance movement get together and start to act like a movement. I’m particularly thinking about the creation of the Alternative Business Funding portal ...read more
TransferWise, a fintech start-up that allows for low cost international money wires, has confirmed a $25million funding raise from a slew of investors. Investors into the company include the likes of PayPay co-founder Peter Theil and Richard Brans...read more
In yesterday's speech, the Queen presented a renewed interest in SME development and support for the year's agenda. When speaking on the Small Business, Enterprise and Employment Bill, the Queen said “Legislation will be introduced to help ma...read more
Lack of access to capital is one of the main problems facing startups in Austin, Texas
. The U.S. Jobs act from 20...read more
The future of peer-to- peer ‘collaborative consumption’ websites (think Airbnb and BlaBlaCar) and crowdfunding platforms ...read more
Earlier this month, the Smarta/Santander Breakthrough 50 winners list included several alternative finance platforms. Highlighting the most inspiring UK businesses of the year, among the ranks were Zopa, Market Invoice, Crowdcube and Funding Circle. ...read more
Platform Black has been awarded Alternative Lender of the Year at Credit Today's Awards ceremony last week.
Platform Black has advanced £60m to SMEs within the UK and is a founding member of the AlternativeBusinessFunding.co.uk and has...read more
Across the EU, governments are attempting to determine how to approach crowdfunding. The UK and France represent ...read more
Federal budget cuts in combination with the general challenges in securing funding for biotech companies have pushed scientists towards crowdfunding. This ...read more
Crowdfunding helps companies not only with fundraising, but also with sales, marketing and product vetting. The ...read more
Crowdcube is partnering with New Zealand based Armillary
Private Capital to offer an equity based cr...read more
A Berlin based equity crowdfunding platform, Companisto
, has recently launced an equity platform open to promising entrepreneurs across all of ...read more
While alternative financing methods in equity markets have started to emerge in Asia, debt capital markets continue to be the preferred funding source - particularly because it is faster, cheaper, and offers more stability than equity markets....read more
Albion, an agency that has previously worked with Funding Circle and Wonga, is now a sharehol...read more
Please note the survey will close today at 5pm.
In the 2014 Budget, the Government announced that it would conduct a consultation on creating a mandatory process that would mean banks are obliged to share the details of SMEs who are ...read more
In the 2014 Budget, the Government announced that it would conduct a consultation on creating a mandatory process that would mean banks are obliged to share the details of SMEs who are rejected for finance with alternative finance providers, such as ...read more
Although Crowdfunding is a main-stream term throughout the Western world, every nation has it's own brand or approach to Crowdfunding. In the United Kingdom, Crowdfunding (in the form of equity) is all about your individual power to invest in a...read more
Diaman Tech, a software firm, has raised 157,780 euro in a three month campaign on Unicaseed. Why is this news worthy? Because Diaman is the first
business to raise equity through an online portal since the introduction of Italian crowdfundi...read more
On March 28th, the Department for Business Innovation and Skills, together with HM Treasury have released the following call for ...read more
Earlier this week, Wellesley & Co, issued the largest P2P loan to date...to the tune of a hefty £8.3m
Tomorrow starting at 8:30am Knowledge Peers will announce the results of original and thought provoking research into the way online investors seek and assess crowdfunding opportunities. The launch will be held at Buzzacott - 130 Wood Street, EC2V 6D...read more
As of March 31st, ZOPA has lent over £500 million to borrowers throughout the UK. Within the past year, ZOPA has seen an increase of 40%, lending 200m in the last 12 months.
For more information, please refer to ...read more
Sourced Market, a retailer at St. Pancras station has surpassed its £700K equity goal, making this the largest deal to date on UK platform CrowdBnk. The campaign is slotted to end on March 14th, 2014.
Just days away from its close, this par...read more
The Financial Conduct Authority has released new rules for the UK Crowdfunding sector. Generally, Industry players received these rules ...read more
Funding Circle, a leading debt based Crowdfunding platform, has announced that it has received £40m from the British government’s Business Bank, in order to provide loans to SMEs across the country.
This move can be seen as a recognition of pe...read more
is an equity
Crowdfunding platform based in Edinburgh designed exclusively for British technology and health focused businesses
. After entering its initial beta ph...read more
There are a few spots remaining!
Knowledge Peers is looking forward to announcing the results of its new research into the way SMEs engage with different forms of funding in less than 24 hours. It allows for a better understanding of ...read more
I'd like to personally invite you to join us in London for just over an hour on Tuesday February 25th at 9:00am at our ...read more
As Crowdfunding is taking off in China, many wonder if it could become an economic activity with political effects
, bringing closer two separate spheres that rarely overlap. Crowdfunding proponents not only see profits ahead, but also argue t...read more
Ali Ahmed, Founder & CEO of London based technology startup Lutebox, offers his opinion on the issue, claiming that there is still stigma around Crowdfunding
, and that Venture Capitalists tend to focus only on the winners, rather than the hund...read more
, one of the UK’s most successfully funded ideas through the Crowdfunding platform Kickstarter, reveal a few simple tips on how to go big on Kickstarter or similar idea incubators....read more
One of the most controversial issues regarding equity Crowdfunding relates to the entity that will be held liable in the case that an investor loses his or her money to a fraudster.
Even on the last day of public comments for the proposed equi...read more
has announced the launch of a three-month accelerator programme focused solely on financial technology (FinTech) start-ups
. Based in London, Startupbootcamp FinTech is open to early-stage companies from across the world....read more
Founded in 2010, the London Entrepreneurial Exchange (E2Exchange)
is an entrepreneur and investor network
backed by a number of high-profile business figures, including honorary president and Virgin CEO Sir Richard Branson
and Dr...read more
As Crowdfunding investment platforms spring up all over the place, SMEs can benefit not only from a cash injection
, but also from the expertise
they can acquire. When considering investors’ preferences, SMEs should consider the tax b...read more
According to a study by Rebuilding Society, a peer-to-business Crowdfunding platform, one in four
people in the UK would consider lending money to UK SMEs through the use of a Crowdfunding platform, once the sector will be fully regulated b...read more
Peer-to-Peer loans platform Zopa
announced it has raised £15m from asset manager Arrowgrass Capital
to further fund the growth of the company. Initiated in 2005
, Zopa is...read more
Council Challenge 2014
is an open competition for people working in local government, inviting them to come up with ideas for improving council services. The latest bright idea relates to the creation of online platforms in order to attract...read more
Around 6 months have passed since the Consob Regulation made equity-based Crowdfunding a reality in Italy
, making it the first
European Country that formally introduced equity-based Crowdfunding into its national legislation. However, t...read more
After years of lacking in initiatives towards the funding of SMEs, the European Commission is finally ready to turn the tide. After first unveiling a long overdue relaxation in state aid rules
, which may allow EU governments to help their SMEs...read more
The donations/rewards-based Crowdfunding platform Indiegogo raised $40m to expand globally, continue its key hires and focus on mobile, personalisation and trust.
A third ...read more
Crowdfund Capital Advisors (CCA), an advisory/consulting firm, launched a report that focuses on Crowdfunding as a means of raising capital, creating jobs and attracting capital.
The company wrote the framework for legalising debt and equity b...read more
Cambridge-based e-Go aeroplanes has designed an ultra-efficient, low-cost, single-seat aircraft for private pilots
. The company has managed to raise 500k of its 650k target
through the equity-based Crowdfunding platform ...read more
Researchers in Georgia Institute of Technology examined the language used in 45,000 fundraising campaigns through the Crowdfunding platform Kickstarter, and identified 100 phrases that can signal the success or failure of the campaign....read more
has joined forces with an alternative lender, BlueBay Asset Management
, to offer joint bespoke lending solutions to medium-sized UK companies
. This initiative will provide loans of up to £120m
alongside which Barc...read more
Assetz Capital increased the provision of its loans by 25.4%
in December 2013, compared to a market average of 7.1%. The CEO, Stuart Law, pointed that the company’s fast grow...read more
One part of Crowdfunding that has been flourishing recently is that of platforms that focus on ventures that deliver social, environmental or scientific benefits
. Abundance Generati...read more
Rewards-based US Crowdfunding platform Kickstarter
, which accepts UK submissions for just over a year, has attracted the interest of some of Northern Irela...read more
The Alternative Funding Network has launched Phase 2 of a four part research project. The aim is to analyse the attitudes and perceptions SMEs have towards raising finance through Alternative Funding Sources.
Participating SMEs will have the...read more
SMEs should look at their financing options as a ‘Portfolio' of Investment Options
, rather than just choosing between traditional financing, alternative financing or venture capital. It is a fact that banks do not provide adequate finance ...read more
Almost half (46.1%) of firms in the West Midlands are planning on seeking funding for growth in the next 12 months
, according to a survey. The majority of them hasraised concerns regarding banks' willingness to provide them with the necess...read more
The reward-based Crowdfunding platform Idea.me
is the first Crowdfunding platform that will accept Bitcoins. This will expand their usage and make them even more popular. The platform, now...read more
Optimize Capital Markets
is an institutional Crowdfunding marketplace for deals of $2 to $20m. More than 25,000 high net-worth individual investors, 8,000 financial advisors and 2,0...read more
Alternative Finance intermediaries, including sources such as Crowdfunding, Peer-to-Peer lending and Invoice Financing, raised almost £1bn in 2013
, market data has revealed.
According to a report published by Nesta, the University of...read more
Consumer Crowdfunding does not relate to equity-based or debt-based Crowdfunding. It does not also relate to Angel Investors. It rather means reaching out to the Crowd, whether this is friends, family or consumers, and asking them to donate or suppor...read more
The ongoing pressure for banks to increase their lending to small businesses alongside the upcoming regulatory changes for the Investment Crowdfunding industry could make 2014 a take-off year for Crowdfunding.
Investment Crowdfunding...read more
During Phase 2 of our research we aim to analyse the attitudes and perceptions SMEs have towards raising finance through Alternative Funding Sources.
See ...read more
The Alternative Funding Network of Knowledge Peers, after successfully completing Phase 1 of its Crowdfunding research, has launched the 2nd Phase of its research.
In Phase 1
we identified key trends within the Crowdfunding industr...read more
It is widely accepted that diversification, both between asset clashes and within individual ones, is an essential tool in reducing avoidable risk. One way is through equity Crowdfunding. Because different investments react differently to events that...read more
In October 2013 the Financial Conduct Authority had released its Consultation Paper on Crowdfunding which outlined the landscape and proposed regulatory changes which are designed to protect investors.
On the 19th of December the period dur...read more
The policy chairman at the campaign group of the Federation of Small Businesses, argues firms are still not meeting their financing needs, often because of a lack of awareness.
The inability or unwillingness of banks to provide financ...read more
, a UK Crowdfunding platform that uses debentures to fund renewable energy projects, has appointed the CC group to help promote the funding of its projects. ...read more
With the passage of the JOBS Act in the United States in 2012, and the Security Exchange Commission's proposals on equity-based Crowdfunding that will likely be approved in early 2014, investors are looking for the ‘’next Apple or Facebook’’ oppo...read more
The Funding for Lending Scheme, launched in 2012, aimed to stimulate bank lending to businesses and house buyers with funds obtained at lower rates. However with SMEs still struggling with funding, the government is looking at scaling back this schem...read more
Since the Financial Conduct Authority's consultation period regarding Crowdfunding regulation will be over shortly, both for equity-based and debt-based models, CrowdConsent has arisen as a solution for addressing current proposals on these regul...read more
Although Seedrs is not the first equity Crowdfunding platform that attempted to raise funds through their own platform (Crowdcube also raised funds through their platform), its campaign was a huge success.The equity-based Crowdfunding pl...read more
Today, the FCA has published their consultation report on Crowdfunding. This comes a day after the SEC published its rules on US based crowd activity.
The publication foreshadows greater regulation in both debt and equity based activities, ...read more
The EU has just released the attached consultation document and is looking for feedback. Our programme manager, Tania, will do her part to collate various views.
You can set up a direct, one to one link with Tania by going to ...read more
After over a year of delay, key provisions of the JOBS Act will finally come into play. Specifically, provisions on how a small business can raise funds through equity crowdfunding. ...read more
Kickstarter foiled a plan to scam backers
out of $120K; an investment they thought was going into production of Kobe ...read more
Transforming the private capital markets through the internet
has opened up many opportunities. Investors can ne...read more
Bubble & Balm, one of the first successfully crowdfunded start-ups, has ceased trading. They had been operating since 2011, raising £75,000 for 15% equity on CrowdCube. As the first large profile failure in equity crowdfunding, many are left wonderin...read more
Seederella.com is the first industry-wide crowdfunding search engine
. It compiles projects from hundreds of different projects ...read more
Successful crowd funding often depends upon effective leveraging of a business’s existing network. In large part, this means creating a marketing plan that makes use of a social campaign. One ...read more
Although Asia has the largest potential ‘crowd’ in the world, figures indicate that only 2% of all crowd funds raised last year came from ...read more
We are excited to announce that AFN member, Asset Match, will be raising funds to the tune of £250,000 on Crowdcube, also an AFN member.
Co-CEO ...read more
As equity crowdfunding continues to grow in the UK, fears of lack of regulation plague this nascent alternative financial industry. In one recent ...read more
Asset Match, a electronic platform that allows private companies to trade their shares, has been added to the Accelerate-250 list, which highlights the best and fastest growing companies in the UK. This list was personally selected by Lord Young and ...read more
Luke Lang, Co-founder of Crowdcube, will be joining us in an interview to speak about their own recent successful fund raise on their platform. Crowdcube is a leading p2p equity platform in the crowdfunding space. Be sure to check back in to the AFN ...read more
The Confederation of British Industry has created a funding guide for SMEs that highlights alternative funding options, such as crowdfunding. Showing his support, Business Secretary Vince Cable has said "Britain’s businesses cannot grow, export ...read more
Donald Trump has jumped on the bandwagon and backed the recently launched 'FundAnything,' a crowdfunding platform. Receiving mixed reviews, most critics have compared FundAnything to a poorly devised copy of kickstarter and indiegogo. ...read more
In an astonishing £ 1.5 million raise, crowd funding equity based platform Crowdcube
has used their own platform to raise funding for their business.
Click ...read more
On April 9th, we will be interviewing Bilbus Founder, Sanjeev Chhugani. Bilbus is a cloud based platform that enables SMEs to take charge of their accounting and cash flow. ...read more
The Seed Enterprise Investment Scheme (SEIS), administered by HM Revenue & Customs, will actively encourage increased lending to fledging business by offering tax relief to investors. The scheme effectively helps minimize some of the risk lenders fee...read more
As high street banks RBS and Llyods are told to increase capital, specialists fear that the approximate £25 billion raise could shrink investment operations. The call for the raise came after the Financial Policy Committee identified multi-billion po...read more
On March 22nd, the Department for Innovation and Skills announced a £70 million lending boost geared at assisting SMEs' access to alternative funding platforms. This funding comes from the Business Finance Partnership, which is geared towards off...read more
On Friday 22nd we will be interviewing Asset Match co-CEO Stuart Lucas. Co-Founded by Stuart, Asset Match is the first electronic platform for trading shares in private companies. Asset Match aims to make is easier to buy and sell some of the estim...read more
On Friday 22nd we will be interviewing Seedrs CEO Jeff Lynn. Seedrs was the first of the crowdfunding websites to receive authorisation from the Financial Services Authority. The platform allows start-ups to crowd fund up to £150,000 in seed money ...read more
Nick Clegg is apparently determined to see the government's flagship Funding for Lending programme 'put on steroids'. The scheme, launched in July 2012, provides cheap funds to banks in exchange for commitments to lend to businesses and ...read more
Today we interviewed Platform Black's Chief Marketing & Sales Officer, Louise Beaumont. She took us through the process for raising money on the platform and outlined some of the factors which make for successful auctions. Watch out for the vid...read more
On Friday 22nd March we will be interviewing Thin Cats founder Kevin Caley. Businesses looking to raise money through an auction on Thin Cats must first attract the support of an established sponsor. We will be asking Kevin how firms can go about w...read more
David Cameron has told The Sunday Telegraph
that he will use Great Britain's presidency of the G8 to increase 'impact investing', whereby bonds provide a guaranteed...read more
Charitable Organisation Allia has launched its 'Future for Children Bond'; an opportunity for retail investors to make an 'positive social impact'.
The ...read more
Online financial matchmaking service Finpoint
has today invited UK SMEs to apply for finance.
In a ...read more
Three personnel have been promoted within Aldermore's Invoice Financing business, the challenger bank has ...read more
The crowdfunding platform Crowdcube
has unveiled its 2012 winners for best crowdfunding campaigns....read more
Funding Circle has announced that the UK Government plans to lend £20 million to businesses directly through the company's marketplace. Funding Circle
has grown ...read more
The peer-to-peer lending company Zopa
have announced that they will take part in the Government's Business Finance Partnership scheme to aid small businesses.
On a short ...read more
Members of the Peer-to-Peer finance industry have written an ...read more